TERMS OF SERVICE

Last Updated: January 16, 2026

These Terms of Service (“Terms”) govern the use of the National Savings Center, a brand owned and operated by MedTalent AI Inc, website and services. By accessing or using this website, you agree to be bound by these Terms.

1. Company Overview

National Savings Centerl is a Medical Insurance-focused lead generation company providing live transfers and exclusive web leads to licensed insurance agents and agencies. National Savings Center is not an insurance agency and does not provide insurance advice, plan recommendations, quotes, or enrollment services.

2. Use of Website

This website is intended for:

-Licensed Health and Medical Insurance agents.

-Insurance carriers and agencies.

-Business entities evaluating partnership opportunities. Use of this website by consumers seeking insurance advice or enrollment services is not intended. You agree not to misuse this website, submit false information, or attempt to access systems or data not intended for public use.

3. No Insurance Advice or Enrollment

National Savings Center does not:

-Recommend specific insurance plans.

-Provide benefit explanations or quote insurance pricing.

-Enroll individuals into insurance plans. All insurance-related conversations occur solely between consumers and licensed agents.

4. Lead Generation & Delivery

National Savings Center generates Medical Insurance-related leads through inbound, consent-based marketing channels. Leads may be delivered as live transfers or exclusive web leads. Delivery methods, availability, and volume are subject to operational capacity and compliance requirements. Torres Digital does not guarantee lead volume, conversion rates, or business outcomes.

5. Compliance & Consent

All lead generation activities are designed to comply with applicable consumer protection and marketing regulations, including 2026 TCPA requirements. Individuals provide explicit opt-in consent to be contacted by a licensed insurance agent, documented via TrustedForm.

6. Partner Inquiries

Submission of a Partner Inquiry form does not constitute a contractual agreement or guarantee of partnership. National Savings Center reserves the right to approve or decline inquiries at its sole discretion.

7. Intellectual Property

All website content, including text, graphics, logos, and design elements, is the property of National Savings Center and may not be copied, reproduced, or distributed without written permission.

8. Limitation of Liability

National Savings Center is not liable for:

-Actions or representations made by licensed insurance agents.

-Insurance products, pricing, or enrollment decisions.

-Business outcomes resulting from lead usage. Use of this website and services is at your own risk.

9. Third-Party Relationships

National Savings Center may work with third-party vendors to support marketing, call routing, or technology operations. National Savings Center is not responsible for the actions or policies of third-party websites or services.

10. Termination

National Savings Center reserves the right to restrict or terminate access to this website or services at any time without notice for violations of these Terms.

11. Changes to Terms

These Terms may be updated periodically. Continued use of the website constitutes acceptance of any changes.

12. Governing Law

These Terms are governed by the laws of the state in which National Savings Center operates, without regard to conflict of law principles.

13. Contact Information

For questions regarding these Terms, contact: National Savings Center Email: [email protected]

IMPORTANT DISCLAIMER: National Savings Center is a Medical Insurance-focused lead generation company and is not an insurance agency. National Savings Center does not provide insurance advice, plan recommendations, or enrollment services.